DOs and DON’Ts

During The Home Buying Process


  • Stay current on existing accounts
  • Contact your mortgage advisor with any questions


  • Change jobs, become self-employed or quit your job
  • Buy a car, truck or van (or you may be living in it)
  • Use credit cards excessively or let current accounts fall behind
  • Spend money you have set aside for closing
  • Omit debts or liabilities from your loan application
  • Buy furniture
  • Originate any inquiries into your credit
  • Make large cash deposits without checking with your mortgage advisor
  • Change bank accounts
  • Co-sign a loan for anyone